Your privacy is at the core of everything we do.This Privacy Policy explains how PasoCredit ("we," "our," or "the App") collects, uses, and protects your personal information when you use our mobile services.
By installing or using PasoCredit, you place your trust in us — and we take that responsibility seriously.
1. Information We Collect
To provide you with reliable, secure, and personalized credit services, PasoCredit may collect certain information when you use the app.
All data transfers are encrypted and stored securely on our servers at https://server.pasocredit.com.
Personal Information
You may provide details such as your full name, contact information, identification number (e.g., PAN), gender, address, and income data.
This information helps us verify your identity, assess creditworthiness, and comply with financial regulations.
Device and System Data
We may collect technical information including your device model, operating system, unique device identifiers, and network activity.
These details help detect fraud, ensure app stability, and maintain compatibility across devices.
Approximate Location
We may access your approximate location to confirm service availability and meet regional compliance requirements.
Installed Applications
We may analyze non-system app data, update history, and version information to improve credit evaluation, security performance, and user experience.
2. How We Use Your Information
PasoCredit uses your data only for legitimate and transparent purposes, such as:
• Verifying your identity and preventing fraud or misuse;
• Managing your PasoCredit account and loan applications;
• Sending important updates, reminders, and notifications;
• Conducting risk assessments and enhancing financial models;
• Complying with legal and regulatory obligations (including KYC and AML);
• Improving app features, fixing bugs, and developing better services;
• Providing customer support and resolving issues quickly.
We never sell, rent, or trade your personal data with anyone — ever.
3. Data Retention
• We retain your data only for as long as necessary to deliver our services or as required by law.
• If you close your account or request deletion, your identifiable data will be removed from our systems, except where retention is legally required or related to ongoing disputes.
• Anonymous data that cannot identify you may be kept for research, analytics, or service improvement purposes.
4. Data Protection
We apply advanced technology and strict internal controls to keep your information safe.
This includes:
• End-to-end encryption of sensitive data;
• Restricted access based on employee roles;
• Regular security audits and system monitoring;
• Continuous updates to strengthen our infrastructure.
While no digital system can be entirely risk-free, PasoCredit constantly updates its practices to align with global security standards.
5. Changes to This Policy
• As laws, technologies, or our services evolve, we may update this Privacy Policy.
• If we make significant changes, we'll notify you through the app or by email before the new terms take effect.
• Your continued use of PasoCredit means you agree to the updated policy.
6. Your Rights and Choices
You remain in control of your personal information. You can:
• Request access, correction, or deletion of your personal data;
• Withdraw consent where applicable;
• Contact our support team for any privacy-related inquiries.
7. Contact Us
If you have any questions or concerns about how we handle your data, please reach out to us at:
Email: support@pasocredit.com
By using PasoCredit, you acknowledge that you have read, understood, and agreed to this Privacy Policy and the collection and use of your information as described above.